Kenware Cloud Products

Kenware Suite of Cloud Products: Kensoft provides state of the
art Customized Enterprise Software Solutions and 3-tier Cloud Products. With built-in knowledge-based DSS(Decision Support Systems), our Financial Software Products have been successfully implemented and used in major corporations in India and abroad.
We have a wide range of domain enriched Banking & Loaning
Software Products. Our Products are recognised & certified by Bureau Veritas for proactive integrity with verification & security modules.
These Software Products are part of the Kenware Suite which is designed & developed on state of the art web-tier architecture with Superior performance for medium to high volume environments.

Kenware Credit Appraisal Management System & Credit Rating Builder

Kenware CAMS and CRB

  • Kenware-CRB(Credit Rating Builder) is an Internal rating model for assessment of the credit worthiness of business entities seeking loans. The credit score, based on various quantitative and qualitative criteria, provides lending institutions with an indication of how likely it is that a borrower will pay back a loan. User can set their own parameters for quantitative and qualitative rating parameters and rating scores are tracked for new and existing customers.
Kenware-CAMS(Credit Appraisal Management System) offers a structured model for business loan appraisal with all required qualitative and quantitative parameters including financial viability ratios. Data build up comes from basic entry screens in structured formats for demographic details, cost centers, revenue centers etc. All decision parameters including financial ratios are given out by the system with an extensive Deviation↔Mitigation matrix. Our proprietary internal risk scoring leads to automatic decision-making that eases the burden on the underwriters. home Previous Next

Kenware Loan Integrated Financial Accounting & Re-Finance Solutions

Kenware LIFA and RFS

  • Kenware-LIFA(Loan Integrated Financial Accounting) is a comprehensive integrated Accounting software with loan and financial accounting combined into one software solution. Accounting is done through user defined general ledgers (GL) and sub GLs.
  • Receipts against loan repayments are appropriated in pre-defined order of Interest, principal etc based on business policy. Accounting outputs like Trial Balance, P&L account and Balance Sheet are available on tap on daily basis.
    Accounting outputs like Trial Balance, P&L accounts and Balance Sheet are available on tap on a daily basis.
In order to honour payment obligations, a lending entity has to accurately match the maturities of its assets and liabilities. Lack of timely and accurate information about liquidity required to honour payment on due dates and maximisation of earnings by deployment of cash / liquid assets results in defaults and loss of profits.
Kenware-RFS gives user defined time buckets for all assets & liabilities on the click of a mouse.


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Kenware Suite of Cloud Products

  • The Kenware Suite comprises of the following Software Products:-
  • ~ Kenware-CAMS (Credit Appraisal    Management System)
  • ~ Kenware-CRB (Credit Rating Builder)
  • ~ Kenware-LIFA (Loan Integrated Financial    Accounting)
  • ~ Kenware-RFS (Re-Finance Solutions with    Asset-Liability matrix)
  • ~ Kenware-RMF (Risk Management    Framework)
  • ~ Kenware-RMPC (Recovery Monitoring and    Performance Control)
  • ~ Kenware-CSDM (Collateral Security and    Document Management)
Kensoft Infotech has a specialised range of Enterprise scale Software Products with a Financial Decision Support Ecosystem. These Software Products are part
of the Kenware Suite which is designed and developed on state of the art web-tier architecture with Superior performance for medium to high volume environments.

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Kenware Risk Management Framework & Recovery Control

Kenware RMF & RMPC


    It is essential to keep track of borrower accounts and ensure that there is regular repayment and interest servicing of the loans disbursed by the lending entity.

    Kenware-RMPC ensures the following:-
    - Identification and listing of first-time and    subsequent defaulters.
    - Allocating loan accounts to Recovery Officers    or Recovery Agents.
    - Follow-up log (tele-calls & personal visits) of    monitoring efforts actually made by recovery    teams.
    - Ageing analysis of bad loans and calculation of    provisioning required.
    - Facilitates effective NPA Management &    discussions with Auditors and regulatory    bodies like RBI etc.

Risk management is a process for identifying,
assessing, and prioritizing risks of different kinds.
Kenware-RMF(Risk Management Framework) is designed to identify risky lending exposure with monitoring and control to give proactive warnings before exposure, if defined exposure limits are exceeded.



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Kenware CSDM (Collateral Security and Document Management)

  • This software system is built on the kenware web-tier architecture to enable high performance monitoring & control for medium to large scale environments.
  • This system has a comprehensive legal title scrutiny and legal document management for each individual security.
  • A specified security can be tagged to other multiple accounts and pre disbursement conditions enforced, which is based on the portion of security offered for each loan.
  • A systematic record of security documents required and submitted by the customer are kept in the system.
Kenware-CSDM(Collateral Security and Document Management) is a software framework which helps
in the credit administration function for
pre-disbursement compliance of security
conditions, updation and maintenance of
adequate collateral during the entire loan period.


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